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In a 2006 analysis of data from the Health and Retirement Survey, the average annual health care expenditure in 2001 for someone aged 51 to 61 was $12,578 for those in poor health and $6,938 for those in fair health. In contrast, the average annual total health care costs for healthier adults in this same age group were $3,922 for those in good health and $1,791 for those in excellent health. (p. 281)
Baker, D. W., Sudano, J. J., Durazo-Arvizu, R., Feinglass, J., Witt, W. P., & Thompson, J. (2006). Health insurance coverage and the risk of decline in overall health and death among the near elderly, 1992-2002. Medical Care, 44(3), 277-282.
This report presents an analysis of data from the Health and Retirement Study (HRS), a prospective study of a national sample of community-dwelling adults 51 to 61 years old from 1992 to 2002. The researchers analyzed the relationship between insurance coverage and health outcomes by examining each one at 2-year intervals between HRS interviews over the 10-year study period.
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