Based on analysis of the 2002-04 UnumProvident Disability Database, "workers over the age of 40 account for 50% of all received short-term disability (STD) claims, and up to 75% of all received long-term disability (LTD) claims. Thirty-four percent of LTD claims come from workers in the 50-59 age group. Only 12% of LTD claims are being generated by workers aged 60 and over." (Fig. 2.3, p. 5)

UnumProvident Company. (2005). Health and productivity in the aging American workforce: Realities and opportunities. Chattanooga, TN: UnumProvident Company.

"Data for this publication was generated by using UnumProvident's disability database."

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